HDFC Bank COCHIN - RAVIPURAM Branch IFSC Code

HDFC 0000020
HDFC Bank Logo HDFC Bank
COCHIN - RAVIPURAM — ERNAKULAM, KERALA
MICR: 682240002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
HDFC Bank
Branch
COCHIN - RAVIPURAM
IFSC Code
HDFC0000020
MICR Code
682240002
Address
ELMAR SQUARE39/4157, M.G.ROAD,RAVIPURAM,COCHINKERALA682 016
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City
ERNAKULAM
District
KOCHI
State
KERALA
Contact
+919895663333
SWIFT Code
HDFCINBB

How to Use This IFSC Code

NEFT Transfer

Use IFSC code HDFC0000020 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code HDFC0000020.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code HDFC0000020.

IFSC Code Structure

H
D
F
C
0
0
0
0
0
2
0
  • HDFC — Bank code (HDFC Bank)
  • 0 — Reserved (always 0)
  • 000020 — Branch code (COCHIN - RAVIPURAM)

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Frequently Asked Questions

Is HDFC0000020 valid for online transfer?
Yes, HDFC0000020 is a valid IFSC code for HDFC Bank COCHIN - RAVIPURAM branch in ERNAKULAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does HDFC0000020 belong to?
HDFC0000020 belongs to HDFC Bank. The first 4 characters "HDFC" identify the bank.
What is the MICR code for this branch?
The MICR code for HDFC Bank COCHIN - RAVIPURAM is 682240002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using HDFC0000020?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.