HDFC Bank PHAGWARA Branch IFSC Code
HDFC 0000055
HDFC Bank PHAGWARA — KAPURTHALA, PUNJAB
MICR: 144240202
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- HDFC Bank
- Branch
- PHAGWARA
- IFSC Code
- HDFC0000055
- MICR Code
- 144240202
- City
- KAPURTHALA
- District
- PHAGWARA
- State
- PUNJAB
- Contact
- +919815331111
- SWIFT Code
- HDFCINBB
How to Use This IFSC Code
NEFT Transfer
Use IFSC code HDFC0000055 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code HDFC0000055.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code HDFC0000055.
IFSC Code Structure
H
D
F
C
0
0
0
0
0
5
5
- HDFC — Bank code (HDFC Bank)
- 0 — Reserved (always 0)
- 000055 — Branch code (PHAGWARA)
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KAPURTHALA
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MICR: 902240002 RTGS ✓ NEFT ✓ IMPS ✓
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MICR: 144240006 RTGS ✓ NEFT ✓ IMPS ✓
PARADISE THEATRE
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MICR: 144240612 RTGS ✓ NEFT ✓ IMPS ✓
KALA SANGIAN
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Frequently Asked Questions
Is HDFC0000055 valid for online transfer?
Yes, HDFC0000055 is a valid IFSC code for HDFC Bank PHAGWARA branch in KAPURTHALA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does HDFC0000055 belong to?
HDFC0000055 belongs to HDFC Bank. The first 4 characters "HDFC" identify the bank.
What is the MICR code for this branch?
The MICR code for HDFC Bank PHAGWARA is 144240202. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using HDFC0000055?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.