HDFC Bank JAGRAON Branch IFSC Code
HDFC 0000397
HDFC Bank JAGRAON — LUDHIANA, PUNJAB
MICR: 142240003
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- HDFC Bank
- Branch
- JAGRAON
- IFSC Code
- HDFC0000397
- MICR Code
- 142240003
- City
- LUDHIANA
- District
- JAGRAON
- State
- PUNJAB
- Contact
- +919815331111
- SWIFT Code
- HDFCINBB
How to Use This IFSC Code
NEFT Transfer
Use IFSC code HDFC0000397 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code HDFC0000397.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code HDFC0000397.
IFSC Code Structure
H
D
F
C
0
0
0
0
3
9
7
- HDFC — Bank code (HDFC Bank)
- 0 — Reserved (always 0)
- 000397 — Branch code (JAGRAON)
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Frequently Asked Questions
Is HDFC0000397 valid for online transfer?
Yes, HDFC0000397 is a valid IFSC code for HDFC Bank JAGRAON branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does HDFC0000397 belong to?
HDFC0000397 belongs to HDFC Bank. The first 4 characters "HDFC" identify the bank.
What is the MICR code for this branch?
The MICR code for HDFC Bank JAGRAON is 142240003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using HDFC0000397?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.