HDFC Bank PANDESARA SURAT Branch IFSC Code

HDFC 0004235

HDFC Bank

PANDESARA SURAT — SURAT, GUJARAT

MICR: 395240027 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank: HDFC Bank
Branch: PANDESARA SURAT
IFSC Code: HDFC0004235
MICR Code: 395240027
Address: PLOT NO 195 SHOP NO 16 COMMUNITY DISPLAY CENTRE GIDC PANDESARA SURAT GUJARAT 394221
City: SURAT
District: SURAT
State: GUJARAT
Contact: +919898271111
SWIFT Code: HDFCINBB

How to Use This IFSC Code

NEFT Transfer

Use IFSC code HDFC0004235 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code HDFC0004235.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code HDFC0004235.

IFSC Code Structure

HDFC — Bank code (HDFC Bank)
0 — Reserved (always 0)
004235 — Branch code (PANDESARA SURAT)

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View all HDFC Bank branches in SURAT →

Frequently Asked Questions

Is HDFC0004235 valid for online transfer?

Yes, HDFC0004235 is a valid IFSC code for HDFC Bank PANDESARA SURAT branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.

What bank does HDFC0004235 belong to?

HDFC0004235 belongs to HDFC Bank. The first 4 characters "HDFC" identify the bank.

What is the MICR code for this branch?

The MICR code for HDFC Bank PANDESARA SURAT is 395240027. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.

Can I do RTGS using HDFC0004235?

Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.