HDFC Bank KOSA Branch IFSC Code

HDFC 0004856
HDFC Bank Logo HDFC Bank
KOSA — JANJGIR CHAMPA, CHHATTISGARH
MICR: 495240512 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
HDFC Bank
Branch
KOSA
IFSC Code
HDFC0004856
MICR Code
495240512
Address
HDFC BANK LTD GROUND FLOOR ATAL BAZAR GRAM KOSA DIST JANJGIR CHAMPA BILASPUR CGH CHHATTISGARH 495663
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City
JANJGIR CHAMPA
District
CHAMPA
State
CHHATTISGARH
Contact
+919893603333
SWIFT Code
HDFCINBB

How to Use This IFSC Code

NEFT Transfer

Use IFSC code HDFC0004856 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code HDFC0004856.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code HDFC0004856.

IFSC Code Structure

H
D
F
C
0
0
0
4
8
5
6
  • HDFC — Bank code (HDFC Bank)
  • 0 — Reserved (always 0)
  • 004856 — Branch code (KOSA)

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Frequently Asked Questions

Is HDFC0004856 valid for online transfer?
Yes, HDFC0004856 is a valid IFSC code for HDFC Bank KOSA branch in JANJGIR CHAMPA, CHHATTISGARH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does HDFC0004856 belong to?
HDFC0004856 belongs to HDFC Bank. The first 4 characters "HDFC" identify the bank.
What is the MICR code for this branch?
The MICR code for HDFC Bank KOSA is 495240512. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using HDFC0004856?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.