HDFC Bank WATAD KHANDALA JAYGAD ROAD Branch IFSC Code

HDFC 0004903

HDFC Bank

WATAD KHANDALA JAYGAD ROAD — RATNAGIRI, MAHARASHTRA

MICR: 415240009 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank: HDFC Bank
Branch: WATAD KHANDALA JAYGAD ROAD
IFSC Code: HDFC0004903
MICR Code: 415240009
Address: GRD FLOOR AMIT TOWER BUILDING PO WATAD KHANDALA JAIGAD ROAD RATNAGIRI MAHARASHTRA 415613
City: RATNAGIRI
District: RATNAGIRI
State: MAHARASHTRA
Contact: +9118002026161
SWIFT Code: HDFCINBB

How to Use This IFSC Code

NEFT Transfer

Use IFSC code HDFC0004903 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code HDFC0004903.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code HDFC0004903.

IFSC Code Structure

HDFC — Bank code (HDFC Bank)
0 — Reserved (always 0)
004903 — Branch code (WATAD KHANDALA JAYGAD ROAD)

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RATNAGIRI

HDFC0000430

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MICR: 415240003 RTGS ✓ NEFT ✓ IMPS ✓

CHIPLUN

HDFC0002177

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MICR: 415240202 RTGS ✓ NEFT ✓ IMPS ✓

SHIRGAON

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MICR: 415240052 RTGS ✓ NEFT ✓ IMPS ✓

RAJAPUR

HDFC0005406

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MICR: 416240514 RTGS ✓ NEFT ✓ IMPS ✓

RATNAGIRI II

HDFC0005434

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MICR: 415240055 RTGS ✓ NEFT ✓ IMPS ✓

View all HDFC Bank branches in RATNAGIRI →

Frequently Asked Questions

Is HDFC0004903 valid for online transfer?

Yes, HDFC0004903 is a valid IFSC code for HDFC Bank WATAD KHANDALA JAYGAD ROAD branch in RATNAGIRI, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.

What bank does HDFC0004903 belong to?

HDFC0004903 belongs to HDFC Bank. The first 4 characters "HDFC" identify the bank.

What is the MICR code for this branch?

The MICR code for HDFC Bank WATAD KHANDALA JAYGAD ROAD is 415240009. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.

Can I do RTGS using HDFC0004903?

Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.