HDFC Bank SAINIK COLONY II Branch IFSC Code

HDFC 0004974

HDFC Bank

SAINIK COLONY II — JAMMU, JAMMU AND KASHMIR

MICR: 180240033 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank: HDFC Bank
Branch: SAINIK COLONY II
IFSC Code: HDFC0004974
MICR Code: 180240033
Address: GRD FLOOR H NO 272 8 SECTOR 8 SAINIK COLONY JAMMU JAMMU AND KASHMIR 180011
City: JAMMU
District: JAMMU
State: JAMMU AND KASHMIR
Contact: +9118602676161
SWIFT Code: HDFCINBB

How to Use This IFSC Code

NEFT Transfer

Use IFSC code HDFC0004974 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code HDFC0004974.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code HDFC0004974.

IFSC Code Structure

HDFC — Bank code (HDFC Bank)
0 — Reserved (always 0)
004974 — Branch code (SAINIK COLONY II)

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Frequently Asked Questions

Is HDFC0004974 valid for online transfer?

Yes, HDFC0004974 is a valid IFSC code for HDFC Bank SAINIK COLONY II branch in JAMMU, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.

What bank does HDFC0004974 belong to?

HDFC0004974 belongs to HDFC Bank. The first 4 characters "HDFC" identify the bank.

What is the MICR code for this branch?

The MICR code for HDFC Bank SAINIK COLONY II is 180240033. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.

Can I do RTGS using HDFC0004974?

Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.