Himachal Pradesh State Co-operative Bank TOTU Branch IFSC Code

HPSC 0000446
Himachal Pradesh State Co-operative Bank
TOTU — SHIMLA, HIMACHAL PRADESH
MICR: 171311010 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✗

Branch Details

Bank
Himachal Pradesh State Co-operative Bank
Branch
TOTU
IFSC Code
HPSC0000446
MICR Code
171311010
Address
BO TOTU SHIMLA PIN 171011
Open in Google Maps
City
SHIMLA
District
SHIMLA
State
HIMACHAL PRADESH
Contact
+911772837608

How to Use This IFSC Code

NEFT Transfer

Use IFSC code HPSC0000446 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code HPSC0000446.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code HPSC0000446.

IFSC Code Structure

H
P
S
C
0
0
0
0
4
4
6
  • HPSC — Bank code (Himachal Pradesh State Co-operative Bank)
  • 0 — Reserved (always 0)
  • 000446 — Branch code (TOTU)

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Frequently Asked Questions

Is HPSC0000446 valid for online transfer?
Yes, HPSC0000446 is a valid IFSC code for Himachal Pradesh State Co-operative Bank TOTU branch in SHIMLA, HIMACHAL PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does HPSC0000446 belong to?
HPSC0000446 belongs to Himachal Pradesh State Co-operative Bank. The first 4 characters "HPSC" identify the bank.
What is the MICR code for this branch?
The MICR code for Himachal Pradesh State Co-operative Bank TOTU is 171311010. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using HPSC0000446?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.