Himachal Pradesh State Co-operative Bank RATNARI Branch IFSC Code
HPSC 0000447
Himachal Pradesh State Co-operative Bank
RATNARI — SHIMLA, HIMACHAL PRADESH
MICR: 171311044
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✗
Branch Details
- Bank
- Himachal Pradesh State Co-operative Bank
- Branch
- RATNARI
- IFSC Code
- HPSC0000447
- MICR Code
- 171311044
- City
- SHIMLA
- District
- KOTKHAI
- State
- HIMACHAL PRADESH
- Contact
- +911783275801
How to Use This IFSC Code
NEFT Transfer
Use IFSC code HPSC0000447 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code HPSC0000447.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code HPSC0000447.
IFSC Code Structure
H
P
S
C
0
0
0
0
4
4
7
- HPSC — Bank code (Himachal Pradesh State Co-operative Bank)
- 0 — Reserved (always 0)
- 000447 — Branch code (RATNARI)
Nearby Himachal Pradesh State Co-operative Bank Branches in SHIMLA
SERVICE CENTRE
HPSC00000SC
THE MALL, SHIMLA
RTGS ✗ NEFT ✓ IMPS ✓
BHARANU
HPSC0000401
BHARANU TEHSIL CHOPAL
MICR: 171311036 RTGS ✓ NEFT ✓ IMPS ✓
ISBT SHIMLA
HPSC0000402
BO ISBT SHIMLA PIN 171001
MICR: 171311003 RTGS ✓ NEFT ✓ IMPS ✓
CHAMAIN
HPSC0000403
CHAMAIN TEHSIL KOTKHAI
MICR: 171311034 RTGS ✓ NEFT ✓ IMPS ✓
CHIRGAON
HPSC0000404
CHIRGAON PIN
MICR: 171311019 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is HPSC0000447 valid for online transfer?
Yes, HPSC0000447 is a valid IFSC code for Himachal Pradesh State Co-operative Bank RATNARI branch in SHIMLA, HIMACHAL PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does HPSC0000447 belong to?
HPSC0000447 belongs to Himachal Pradesh State Co-operative Bank. The first 4 characters "HPSC" identify the bank.
What is the MICR code for this branch?
The MICR code for Himachal Pradesh State Co-operative Bank RATNARI is 171311044. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using HPSC0000447?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.