IDBI PHAGWADA Branch IFSC Code
IBKL 0000077
IDBI PHAGWADA — KAPURTHALA, PUNJAB
MICR: 144259202
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- IDBI
- Branch
- PHAGWADA
- IFSC Code
- IBKL0000077
- MICR Code
- 144259202
- City
- KAPURTHALA
- District
- PHAGWARA
- State
- PUNJAB
- Contact
- +919872663330
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IBKL0000077 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IBKL0000077.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IBKL0000077.
IFSC Code Structure
I
B
K
L
0
0
0
0
0
7
7
- IBKL — Bank code (IDBI)
- 0 — Reserved (always 0)
- 000077 — Branch code (PHAGWADA)
Nearby IDBI Branches in KAPURTHALA
View all IDBI branches in KAPURTHALA →Frequently Asked Questions
Is IBKL0000077 valid for online transfer?
Yes, IBKL0000077 is a valid IFSC code for IDBI PHAGWADA branch in KAPURTHALA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IBKL0000077 belong to?
IBKL0000077 belongs to IDBI. The first 4 characters "IBKL" identify the bank.
What is the MICR code for this branch?
The MICR code for IDBI PHAGWADA is 144259202. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IBKL0000077?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.