IDBI KOTTAYAM CO OPERATIVE URBAN BANK LTD Branch IFSC Code

IBKL 0027K03
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KOTTAYAM CO OPERATIVE URBAN BANK LTD — KOTTAYAM, KERALA
MICR: 686804302 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
IDBI
Branch
KOTTAYAM CO OPERATIVE URBAN BANK LTD
IFSC Code
IBKL0027K03
MICR Code
686804302
Address
KIZHAKKEKUTTU BUILDING,HOSPITAL JUNCTION,POOVARANI 686577
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City
KOTTAYAM
District
POOVARANI
State
KERALA
Contact
+914822226315

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IBKL0027K03 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IBKL0027K03.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IBKL0027K03.

IFSC Code Structure

I
B
K
L
0
0
2
7
K
0
3
  • IBKL — Bank code (IDBI)
  • 0 — Reserved (always 0)
  • 027K03 — Branch code (KOTTAYAM CO OPERATIVE URBAN BANK LTD)

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Frequently Asked Questions

Is IBKL0027K03 valid for online transfer?
Yes, IBKL0027K03 is a valid IFSC code for IDBI KOTTAYAM CO OPERATIVE URBAN BANK LTD branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IBKL0027K03 belong to?
IBKL0027K03 belongs to IDBI. The first 4 characters "IBKL" identify the bank.
What is the MICR code for this branch?
The MICR code for IDBI KOTTAYAM CO OPERATIVE URBAN BANK LTD is 686804302. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IBKL0027K03?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.