IDBI THE SWASAKTHI MERCANTILE CO OPERATIVE URBAN BANK LTD Branch IFSC Code
IBKL 0089SMC
IDBI THE SWASAKTHI MERCANTILE CO OPERATIVE URBAN BANK LTD — KRISHNA, ANDHRA PRADESH
MICR: 520259252
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- IDBI
- Branch
- THE SWASAKTHI MERCANTILE CO OPERATIVE URBAN BANK LTD
- IFSC Code
- IBKL0089SMC
- MICR Code
- 520259252
- City
- KRISHNA
- District
- VIJAYAWADA
- State
- ANDHRA PRADESH
- Contact
- +919494796530
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IBKL0089SMC to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IBKL0089SMC.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IBKL0089SMC.
IFSC Code Structure
I
B
K
L
0
0
8
9
S
M
C
- IBKL — Bank code (IDBI)
- 0 — Reserved (always 0)
- 089SMC — Branch code (THE SWASAKTHI MERCANTILE CO OPERATIVE URBAN BANK LTD)
Nearby IDBI Branches in KRISHNA
VIJAYWADA
IBKL0000089
JEEVAN VIKASM.G.ROAD, NEAR STATUE JUNCTION
MICR: 520259001 RTGS ✓ NEFT ✓ IMPS ✓
VIJAYWADA MAIN BRANCH
IBKL0000151
IST FLOOR, D-64/132-K,ANANT COMPLEX, SIGRA
MICR: 520259002 RTGS ✓ NEFT ✓ IMPS ✓
RETAIL ASSETS VIJAYAWADA
IBKL0000826
27 14 4 PADMAVATHI COMPLEX RAJAGOPALACHARI STREET GOVERNORPET VIJAYAWADA
RTGS ✓ NEFT ✓ IMPS ✓
MACHILIPATNAM
IBKL0000871
D NO 11 305 308,SIRI ESTATES,ROBERTSONPET,SIVALAYAM STREET,MACHILIPATNAM 521001
MICR: 520259402 RTGS ✓ NEFT ✓ IMPS ✓
GUDIVADA
IBKL0001510
CHINTA S PLAZA,MAIN ROAD,GUIDVADA 521301
MICR: 520259502 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IBKL0089SMC valid for online transfer?
Yes, IBKL0089SMC is a valid IFSC code for IDBI THE SWASAKTHI MERCANTILE CO OPERATIVE URBAN BANK LTD branch in KRISHNA, ANDHRA PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IBKL0089SMC belong to?
IBKL0089SMC belongs to IDBI. The first 4 characters "IBKL" identify the bank.
What is the MICR code for this branch?
The MICR code for IDBI THE SWASAKTHI MERCANTILE CO OPERATIVE URBAN BANK LTD is 520259252. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IBKL0089SMC?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.