Indian Bank JAGRAON Branch IFSC Code

IDIB 000J002

Indian Bank

JAGRAON — LUDHIANA, PUNJAB

MICR: 142019052 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank: Indian Bank
Branch: JAGRAON
IFSC Code: IDIB000J002
MICR Code: 142019052
Address: JHANSI RANI CHOWK RAIKOT ROAD JAGRAON JAGRAON PIN 142026
City: LUDHIANA
District: JAGRAON
State: PUNJAB
Contact: +911624503651

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IDIB000J002 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IDIB000J002.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IDIB000J002.

IFSC Code Structure

IDIB — Bank code (Indian Bank)
0 — Reserved (always 0)
00J002 — Branch code (JAGRAON)

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View all Indian Bank branches in LUDHIANA →

Frequently Asked Questions

Is IDIB000J002 valid for online transfer?

Yes, IDIB000J002 is a valid IFSC code for Indian Bank JAGRAON branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.

What bank does IDIB000J002 belong to?

IDIB000J002 belongs to Indian Bank. The first 4 characters "IDIB" identify the bank.

What is the MICR code for this branch?

The MICR code for Indian Bank JAGRAON is 142019052. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.

Can I do RTGS using IDIB000J002?

Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.