Indian Bank KOTTAYAM Branch IFSC Code

IDIB 000K805
Indian Bank Logo Indian Bank
KOTTAYAM — KOTTAYAM, KERALA
MICR: 686019904 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Bank
Branch
KOTTAYAM
IFSC Code
IDIB000K805
MICR Code
686019904
Address
BENS TOWERS SHASTRY ROAD KOTTAYAM KOTTAYAM PIN 686001
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City
KOTTAYAM
District
KOTTAYAM
State
KERALA
Contact
+919446003869

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IDIB000K805 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IDIB000K805.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IDIB000K805.

IFSC Code Structure

I
D
I
B
0
0
0
K
8
0
5
  • IDIB — Bank code (Indian Bank)
  • 0 — Reserved (always 0)
  • 00K805 — Branch code (KOTTAYAM)

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Frequently Asked Questions

Is IDIB000K805 valid for online transfer?
Yes, IDIB000K805 is a valid IFSC code for Indian Bank KOTTAYAM branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IDIB000K805 belong to?
IDIB000K805 belongs to Indian Bank. The first 4 characters "IDIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Bank KOTTAYAM is 686019904. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IDIB000K805?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.