Indian Bank LUDHIANA VARDHMAN Branch IFSC Code

IDIB 000L574

Indian Bank

LUDHIANA VARDHMAN — LUDHIANA, PUNJAB

MICR: 141019020 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank: Indian Bank
Branch: LUDHIANA VARDHMAN
IFSC Code: IDIB000L574
MICR Code: 141019020
Address: NEAR SAMRALA CHOWK CHANDIGARH ROAD LUDHIANA JAMALPUR PIN 141010
City: LUDHIANA
District: LUDHIANA
State: PUNJAB
Contact: +911613510120

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IDIB000L574 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IDIB000L574.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IDIB000L574.

IFSC Code Structure

IDIB — Bank code (Indian Bank)
0 — Reserved (always 0)
00L574 — Branch code (LUDHIANA VARDHMAN)

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View all Indian Bank branches in LUDHIANA →

Frequently Asked Questions

Is IDIB000L574 valid for online transfer?

Yes, IDIB000L574 is a valid IFSC code for Indian Bank LUDHIANA VARDHMAN branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.

What bank does IDIB000L574 belong to?

IDIB000L574 belongs to Indian Bank. The first 4 characters "IDIB" identify the bank.

What is the MICR code for this branch?

The MICR code for Indian Bank LUDHIANA VARDHMAN is 141019020. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.

Can I do RTGS using IDIB000L574?

Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.