Indian Bank POLAYATHODE Branch IFSC Code

IDIB 000M108
Indian Bank Logo Indian Bank
POLAYATHODE — KOLLAM, KERALA
MICR: 691019003 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Bank
Branch
POLAYATHODE
IFSC Code
IDIB000M108
MICR Code
691019003
Address
MC NOX / 1160 VIJAYAJYOTHI BLDG POLAYATHODE JUNCTION KOLLAM PIN 691001
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City
KOLLAM
District
KOLLAM
State
KERALA
Contact
+914742743891

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IDIB000M108 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IDIB000M108.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IDIB000M108.

IFSC Code Structure

I
D
I
B
0
0
0
M
1
0
8
  • IDIB — Bank code (Indian Bank)
  • 0 — Reserved (always 0)
  • 00M108 — Branch code (POLAYATHODE)

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Frequently Asked Questions

Is IDIB000M108 valid for online transfer?
Yes, IDIB000M108 is a valid IFSC code for Indian Bank POLAYATHODE branch in KOLLAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IDIB000M108 belong to?
IDIB000M108 belongs to Indian Bank. The first 4 characters "IDIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Bank POLAYATHODE is 691019003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IDIB000M108?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.