Indian Bank MCB LUDHIANA Branch IFSC Code

IDIB 000M363

Indian Bank

MCB LUDHIANA — LUDHIANA, PUNJAB

MICR: 141019954 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank: Indian Bank
Branch: MCB LUDHIANA
IFSC Code: IDIB000M363
MICR Code: 141019954
Address: 165 INDUSTRIAL AREA A INDUSTRIAL AREA PIN 141003
City: LUDHIANA
District: LUDHIANA
State: PUNJAB
Contact: +911614618400

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IDIB000M363 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IDIB000M363.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IDIB000M363.

IFSC Code Structure

IDIB — Bank code (Indian Bank)
0 — Reserved (always 0)
00M363 — Branch code (MCB LUDHIANA)

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View all Indian Bank branches in LUDHIANA →

Frequently Asked Questions

Is IDIB000M363 valid for online transfer?

Yes, IDIB000M363 is a valid IFSC code for Indian Bank MCB LUDHIANA branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.

What bank does IDIB000M363 belong to?

IDIB000M363 belongs to Indian Bank. The first 4 characters "IDIB" identify the bank.

What is the MICR code for this branch?

The MICR code for Indian Bank MCB LUDHIANA is 141019954. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.

Can I do RTGS using IDIB000M363?

Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.