Indian Bank MORADABAD GANDHINAGAR Branch IFSC Code

IDIB 000M745
Indian Bank Logo Indian Bank
MORADABAD GANDHINAGAR — MORADABAD, UTTAR PRADESH
MICR: 244019015 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Bank
Branch
MORADABAD GANDHINAGAR
IFSC Code
IDIB000M745
MICR Code
244019015
Address
A52 GANDHINAGAR GANDHI NAGAR MORADABAD MORADABAD PIN 244001
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City
MORADABAD
District
MORADABAD
State
UTTAR PRADESH
Contact
+917830145305

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IDIB000M745 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IDIB000M745.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IDIB000M745.

IFSC Code Structure

I
D
I
B
0
0
0
M
7
4
5
  • IDIB — Bank code (Indian Bank)
  • 0 — Reserved (always 0)
  • 00M745 — Branch code (MORADABAD GANDHINAGAR)

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Frequently Asked Questions

Is IDIB000M745 valid for online transfer?
Yes, IDIB000M745 is a valid IFSC code for Indian Bank MORADABAD GANDHINAGAR branch in MORADABAD, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IDIB000M745 belong to?
IDIB000M745 belongs to Indian Bank. The first 4 characters "IDIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Bank MORADABAD GANDHINAGAR is 244019015. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IDIB000M745?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.