Indian Bank PHAGWARA Branch IFSC Code

IDIB 000P632
Indian Bank Logo Indian Bank
PHAGWARA — KAPURTHALA, PUNJAB
MICR: 144019203 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Bank
Branch
PHAGWARA
IFSC Code
IDIB000P632
MICR Code
144019203
Address
HANDA COMPLEX G T ROAD PHAGWARA PIN 144401
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City
KAPURTHALA
District
KAPURTHALA
State
PUNJAB
Contact
+917347035109

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IDIB000P632 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IDIB000P632.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IDIB000P632.

IFSC Code Structure

I
D
I
B
0
0
0
P
6
3
2
  • IDIB — Bank code (Indian Bank)
  • 0 — Reserved (always 0)
  • 00P632 — Branch code (PHAGWARA)

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Frequently Asked Questions

Is IDIB000P632 valid for online transfer?
Yes, IDIB000P632 is a valid IFSC code for Indian Bank PHAGWARA branch in KAPURTHALA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IDIB000P632 belong to?
IDIB000P632 belongs to Indian Bank. The first 4 characters "IDIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Bank PHAGWARA is 144019203. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IDIB000P632?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.