Indian Bank PHANDA Branch IFSC Code

IDIB 000P634
Indian Bank Logo Indian Bank
PHANDA — BHOPAL, MADHYA PRADESH
MICR: 462019020 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Bank
Branch
PHANDA
IFSC Code
IDIB000P634
MICR Code
462019020
Address
VILL PO PHANDA INDORE HIGHWAY ROAD PHANDA PHANDA PHANDA PIN 462030
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City
BHOPAL
District
PHANDA
State
MADHYA PRADESH
Contact
+919893022089

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IDIB000P634 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IDIB000P634.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IDIB000P634.

IFSC Code Structure

I
D
I
B
0
0
0
P
6
3
4
  • IDIB — Bank code (Indian Bank)
  • 0 — Reserved (always 0)
  • 00P634 — Branch code (PHANDA)

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View all Indian Bank branches in BHOPAL →

Frequently Asked Questions

Is IDIB000P634 valid for online transfer?
Yes, IDIB000P634 is a valid IFSC code for Indian Bank PHANDA branch in BHOPAL, MADHYA PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IDIB000P634 belong to?
IDIB000P634 belongs to Indian Bank. The first 4 characters "IDIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Bank PHANDA is 462019020. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IDIB000P634?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.