Indian Bank PHULWAR Branch IFSC Code

IDIB 000P642
Indian Bank Logo Indian Bank
PHULWAR — PURBI CHAMPARAN, BIHAR
MICR: 845019007 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Bank
Branch
PHULWAR
IFSC Code
IDIB000P642
MICR Code
845019007
Address
VILL PO PHULWAR VIA RAGHUNATHPUR BAZAR PS BANJARIYA PHULWAR PHULWAR PIN 845431
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City
PURBI CHAMPARAN
District
PHULWAR
State
BIHAR
Contact
+918294236975

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IDIB000P642 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IDIB000P642.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IDIB000P642.

IFSC Code Structure

I
D
I
B
0
0
0
P
6
4
2
  • IDIB — Bank code (Indian Bank)
  • 0 — Reserved (always 0)
  • 00P642 — Branch code (PHULWAR)

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Frequently Asked Questions

Is IDIB000P642 valid for online transfer?
Yes, IDIB000P642 is a valid IFSC code for Indian Bank PHULWAR branch in PURBI CHAMPARAN, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IDIB000P642 belong to?
IDIB000P642 belongs to Indian Bank. The first 4 characters "IDIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Bank PHULWAR is 845019007. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IDIB000P642?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.