Indian Bank RAYAGADA Branch IFSC Code

IDIB 000R120
Indian Bank Logo Indian Bank
RAYAGADA — RAYAGADA, ODISHA
MICR: 765019002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Bank
Branch
RAYAGADA
IFSC Code
IDIB000R120
MICR Code
765019002
Address
GAJAPATI JUNCTION STATION ROAD RAYAGADA RAYAGADA PIN 765001
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City
RAYAGADA
District
RAYAGADA
State
ODISHA
Contact
+919437354691

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IDIB000R120 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IDIB000R120.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IDIB000R120.

IFSC Code Structure

I
D
I
B
0
0
0
R
1
2
0
  • IDIB — Bank code (Indian Bank)
  • 0 — Reserved (always 0)
  • 00R120 — Branch code (RAYAGADA)

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Frequently Asked Questions

Is IDIB000R120 valid for online transfer?
Yes, IDIB000R120 is a valid IFSC code for Indian Bank RAYAGADA branch in RAYAGADA, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IDIB000R120 belong to?
IDIB000R120 belongs to Indian Bank. The first 4 characters "IDIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Bank RAYAGADA is 765019002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IDIB000R120?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.