Indusind Bank PHAGWARA Branch IFSC Code

INDB 0000086
Indusind Bank Logo Indusind Bank
PHAGWARA — KAPURTHALA, PUNJAB
MICR: 144234202 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indusind Bank
Branch
PHAGWARA
IFSC Code
INDB0000086
MICR Code
144234202
Address
OPP. S. T. BUS STAND, G. T. ROAD, PHAGWARA 144 401, PUNJAB
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City
KAPURTHALA
District
PHAGWARA
State
PUNJAB

How to Use This IFSC Code

NEFT Transfer

Use IFSC code INDB0000086 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code INDB0000086.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code INDB0000086.

IFSC Code Structure

I
N
D
B
0
0
0
0
0
8
6
  • INDB — Bank code (Indusind Bank)
  • 0 — Reserved (always 0)
  • 000086 — Branch code (PHAGWARA)

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Frequently Asked Questions

Is INDB0000086 valid for online transfer?
Yes, INDB0000086 is a valid IFSC code for Indusind Bank PHAGWARA branch in KAPURTHALA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does INDB0000086 belong to?
INDB0000086 belongs to Indusind Bank. The first 4 characters "INDB" identify the bank.
What is the MICR code for this branch?
The MICR code for Indusind Bank PHAGWARA is 144234202. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using INDB0000086?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.