Indian Overseas Bank BALLYGUNGE Branch IFSC Code

IOBA 0000013
Indian Overseas Bank Logo Indian Overseas Bank
BALLYGUNGE — KOLKATA, WEST BENGAL
MICR: 700020012 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
BALLYGUNGE
IFSC Code
IOBA0000013
MICR Code
700020012
Address
13/2,ANIL MOITRA ROAD, 1ST FLOOR, OPPOSITE CITIZENS PARK, BALLYGUNGE KOLKOTA-700019,WEST BENGAL
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City
KOLKATA
District
KOLKATA
State
WEST BENGAL
Contact
+913324406525

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000013 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000013.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000013.

IFSC Code Structure

I
O
B
A
0
0
0
0
0
1
3
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000013 — Branch code (BALLYGUNGE)

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Frequently Asked Questions

Is IOBA0000013 valid for online transfer?
Yes, IOBA0000013 is a valid IFSC code for Indian Overseas Bank BALLYGUNGE branch in KOLKATA, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000013 belong to?
IOBA0000013 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank BALLYGUNGE is 700020012. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000013?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.