Indian Overseas Bank KAKINADA Branch IFSC Code
IOBA 0000031
Indian Overseas Bank KAKINADA — EAST GODAVARI, ANDHRA PRADESH
MICR: 533020002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- KAKINADA
- IFSC Code
- IOBA0000031
- MICR Code
- 533020002
- City
- EAST GODAVARI
- District
- KAKINADA
- State
- ANDHRA PRADESH
- Contact
- +918842376256
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000031 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000031.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000031.
IFSC Code Structure
I
O
B
A
0
0
0
0
0
3
1
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000031 — Branch code (KAKINADA)
Nearby Indian Overseas Bank Branches in EAST GODAVARI
RAJAHMUNDRY
IOBA0000077
6-5-5,MAIN ROAD,INNISPETA, OPP SHYAMALA THEATRE,RAJAHMUNDRY,PIN 533101
MICR: 533020102 RTGS ✓ NEFT ✓ IMPS ✓
PALLAMKURRU
IOBA0000328
153,BESIDE BUS STAND,MAIN ROAD,PALLAMKURRU PIN 533502
MICR: 533020643 RTGS ✓ NEFT ✓ IMPS ✓
TAPESWARAM
IOBA0000529
MAIN ROAD, MANDAPETA MANDAL, TAPESWARAM PIN 533340
MICR: 533020502 RTGS ✓ NEFT ✓ IMPS ✓
PEDDAPURAM
IOBA0000530
6 2 16 AND 17, MAIN ROAD OPP VIGNESHWARA TEMPLE, PEDDAPURAM PIN 533437
MICR: 533020522 RTGS ✓ NEFT ✓ IMPS ✓
PITHAPURAM
IOBA0000554
10 1 3, MAIN ROAD, NEAR FORT GATE, PITHAPURAM PIN 533450
MICR: 533020562 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000031 valid for online transfer?
Yes, IOBA0000031 is a valid IFSC code for Indian Overseas Bank KAKINADA branch in EAST GODAVARI, ANDHRA PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000031 belong to?
IOBA0000031 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KAKINADA is 533020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000031?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.