Indian Overseas Bank KARAIKUDI Branch IFSC Code

IOBA 0000034
Indian Overseas Bank Logo Indian Overseas Bank
KARAIKUDI — SIVAGANGA, TAMIL NADU
MICR: 630020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KARAIKUDI
IFSC Code
IOBA0000034
MICR Code
630020002
Address
72,73,74,SEKKALAI ROAD,KARAIKUDI PIN 630001
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City
SIVAGANGA
District
KARAIKUDI
State
TAMIL NADU
Contact
+914565238462

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000034 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000034.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000034.

IFSC Code Structure

I
O
B
A
0
0
0
0
0
3
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000034 — Branch code (KARAIKUDI)

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Frequently Asked Questions

Is IOBA0000034 valid for online transfer?
Yes, IOBA0000034 is a valid IFSC code for Indian Overseas Bank KARAIKUDI branch in SIVAGANGA, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000034 belong to?
IOBA0000034 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KARAIKUDI is 630020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000034?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.