Indian Overseas Bank KUMBAKONAM Branch IFSC Code

IOBA 0000044
Indian Overseas Bank Logo Indian Overseas Bank
KUMBAKONAM — THANJAVUR, TAMIL NADU
MICR: 612020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KUMBAKONAM
IFSC Code
IOBA0000044
MICR Code
612020002
Address
GOPALA RAO PUBLIC LIBRARY,TOWN HALL ROAD,KUMBAKONAM,PIN 612001
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City
THANJAVUR
District
KUMBAKONAM
State
TAMIL NADU
Contact
+914352431683

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000044 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000044.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000044.

IFSC Code Structure

I
O
B
A
0
0
0
0
0
4
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000044 — Branch code (KUMBAKONAM)

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Frequently Asked Questions

Is IOBA0000044 valid for online transfer?
Yes, IOBA0000044 is a valid IFSC code for Indian Overseas Bank KUMBAKONAM branch in THANJAVUR, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000044 belong to?
IOBA0000044 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KUMBAKONAM is 612020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000044?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.