Indian Overseas Bank PONDICHERRY Branch IFSC Code

IOBA 0000070
Indian Overseas Bank Logo Indian Overseas Bank
PONDICHERRY — PONDICHERRY, PUDUCHERRY
MICR: 605020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
PONDICHERRY
IFSC Code
IOBA0000070
MICR Code
605020002
Address
250, RAJENDRA BLDGS. JAWAHARLAL NEHRU STREET, PONDICHERRY
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City
PONDICHERRY
District
PONDICHERRY
State
PUDUCHERRY
Contact
+914132227030

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000070 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000070.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000070.

IFSC Code Structure

I
O
B
A
0
0
0
0
0
7
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000070 — Branch code (PONDICHERRY)

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Frequently Asked Questions

Is IOBA0000070 valid for online transfer?
Yes, IOBA0000070 is a valid IFSC code for Indian Overseas Bank PONDICHERRY branch in PONDICHERRY, PUDUCHERRY. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000070 belong to?
IOBA0000070 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PONDICHERRY is 605020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000070?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.