Indian Overseas Bank SIVAKASI Branch IFSC Code

IOBA 0000085
Indian Overseas Bank Logo Indian Overseas Bank
SIVAKASI — VIRUDHUNAGAR, TAMIL NADU
MICR: 626020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
SIVAKASI
IFSC Code
IOBA0000085
MICR Code
626020002
Address
GEETHALAYA BUILDINGS, CHAIRMAN SHANMUGA NADAR ROAD, SIVAKASI - 626123
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City
VIRUDHUNAGAR
District
SIVAKASI
State
TAMIL NADU
Contact
+914562227283

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000085 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000085.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000085.

IFSC Code Structure

I
O
B
A
0
0
0
0
0
8
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000085 — Branch code (SIVAKASI)

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Frequently Asked Questions

Is IOBA0000085 valid for online transfer?
Yes, IOBA0000085 is a valid IFSC code for Indian Overseas Bank SIVAKASI branch in VIRUDHUNAGAR, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000085 belong to?
IOBA0000085 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SIVAKASI is 626020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000085?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.