Indian Overseas Bank VELLORE Branch IFSC Code

IOBA 0000103
Indian Overseas Bank Logo Indian Overseas Bank
VELLORE — VELLORE, TAMIL NADU
MICR: 632020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
VELLORE
IFSC Code
IOBA0000103
MICR Code
632020002
Address
59, BANGALORE RD, VELLORE
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City
VELLORE
District
BANGALORE
State
TAMIL NADU
Contact
+914162223863

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000103 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000103.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000103.

IFSC Code Structure

I
O
B
A
0
0
0
0
1
0
3
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000103 — Branch code (VELLORE)

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Frequently Asked Questions

Is IOBA0000103 valid for online transfer?
Yes, IOBA0000103 is a valid IFSC code for Indian Overseas Bank VELLORE branch in VELLORE, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000103 belong to?
IOBA0000103 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank VELLORE is 632020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000103?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.