Indian Overseas Bank BARODA Branch IFSC Code

IOBA 0000105
Indian Overseas Bank Logo Indian Overseas Bank
BARODA — SONIPAT, HARYANA
MICR: 390020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
BARODA
IFSC Code
IOBA0000105
MICR Code
390020002
Address
156 BY 2-3 , MEHTA POLE, BANK ROAD, MANDVI, BARODA 390 006.
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City
SONIPAT
District
VADODARA
State
HARYANA
Contact
+912652513920

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000105 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000105.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000105.

IFSC Code Structure

I
O
B
A
0
0
0
0
1
0
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000105 — Branch code (BARODA)

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Frequently Asked Questions

Is IOBA0000105 valid for online transfer?
Yes, IOBA0000105 is a valid IFSC code for Indian Overseas Bank BARODA branch in SONIPAT, HARYANA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000105 belong to?
IOBA0000105 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank BARODA is 390020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000105?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.