Indian Overseas Bank KILAKARAI Branch IFSC Code
IOBA 0000138
Indian Overseas Bank KILAKARAI — RAMANATHAPURAM, TAMIL NADU
MICR: 623020003
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- KILAKARAI
- IFSC Code
- IOBA0000138
- MICR Code
- 623020003
- City
- RAMANATHAPURAM
- District
- KILAKARAI
- State
- TAMIL NADU
- Contact
- +914567241219
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000138 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000138.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000138.
IFSC Code Structure
I
O
B
A
0
0
0
0
1
3
8
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000138 — Branch code (KILAKARAI)
Nearby Indian Overseas Bank Branches in RAMANATHAPURAM
TONDI
IOBA0000184
BEACH ROAD,TONDI PIN 623409
MICR: 623020004 RTGS ✓ NEFT ✓ IMPS ✓
ABHIRAMAM
IOBA0000239
77 MUSLIM BAZAAR ROAD ABHIRAMAM PIN 623601
MICR: 623020103 RTGS ✓ NEFT ✓ IMPS ✓
UCHIPULLI
IOBA0000271
45 BY 14,SETHUPATHY HIGH ROAD,UCHIPULLI,PIN 623534
MICR: 623020005 RTGS ✓ NEFT ✓ IMPS ✓
KADALADI
IOBA0000525
5 BY 99 A,BAZAAR STREET,KADALADI,PIN 623703
MICR: 623020105 RTGS ✓ NEFT ✓ IMPS ✓
NAINARKOIL
IOBA0000729
1 BY 70, NORTH CAR STREET NAINAR KOIL PIN 623705
MICR: 623020006 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000138 valid for online transfer?
Yes, IOBA0000138 is a valid IFSC code for Indian Overseas Bank KILAKARAI branch in RAMANATHAPURAM, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000138 belong to?
IOBA0000138 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KILAKARAI is 623020003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000138?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.