Indian Overseas Bank PANAJI Branch IFSC Code

IOBA 0000139
Indian Overseas Bank Logo Indian Overseas Bank
PANAJI — NORTH GOA, GOA
MICR: 403020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
PANAJI
IFSC Code
IOBA0000139
MICR Code
403020002
Address
NEPTUNE HOTEL BUILDINGS, DR A PISSURLKAR ROAD, PANJIM GOA PIN 403001
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City
NORTH GOA
District
PANAJI
State
GOA
Contact
+918322422245

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000139 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000139.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000139.

IFSC Code Structure

I
O
B
A
0
0
0
0
1
3
9
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000139 — Branch code (PANAJI)

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Frequently Asked Questions

Is IOBA0000139 valid for online transfer?
Yes, IOBA0000139 is a valid IFSC code for Indian Overseas Bank PANAJI branch in NORTH GOA, GOA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000139 belong to?
IOBA0000139 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PANAJI is 403020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000139?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.