Indian Overseas Bank GHATKOPAR Branch IFSC Code

IOBA 0000162
Indian Overseas Bank Logo Indian Overseas Bank
GHATKOPAR — GREATER BOMBAY, MAHARASHTRA
MICR: 400020026 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
GHATKOPAR
IFSC Code
IOBA0000162
MICR Code
400020026
Address
1, GULWALA BUILDING,JAWAHAR ROAD, GHATKOPAR EAST MUMBAI - 400077
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City
GREATER BOMBAY
District
MUMBAI
State
MAHARASHTRA
Contact
25013495

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000162 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000162.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000162.

IFSC Code Structure

I
O
B
A
0
0
0
0
1
6
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000162 — Branch code (GHATKOPAR)

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Frequently Asked Questions

Is IOBA0000162 valid for online transfer?
Yes, IOBA0000162 is a valid IFSC code for Indian Overseas Bank GHATKOPAR branch in GREATER BOMBAY, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000162 belong to?
IOBA0000162 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank GHATKOPAR is 400020026. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000162?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.