Indian Overseas Bank BHAVNAGAR Branch IFSC Code

IOBA 0000169
Indian Overseas Bank Logo Indian Overseas Bank
BHAVNAGAR — BHAVNAGAR, GUJARAT
MICR: 364020001 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
BHAVNAGAR
IFSC Code
IOBA0000169
MICR Code
364020001
Address
F 15,TURNING POINT,VAGHAWADI ROAD,BHAVNAGAR PIN 364002
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City
BHAVNAGAR
District
BHAVNAGAR
State
GUJARAT
Contact
+912782517014

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000169 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000169.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000169.

IFSC Code Structure

I
O
B
A
0
0
0
0
1
6
9
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000169 — Branch code (BHAVNAGAR)

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Frequently Asked Questions

Is IOBA0000169 valid for online transfer?
Yes, IOBA0000169 is a valid IFSC code for Indian Overseas Bank BHAVNAGAR branch in BHAVNAGAR, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000169 belong to?
IOBA0000169 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank BHAVNAGAR is 364020001. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000169?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.