Indian Overseas Bank PANAGUDI Branch IFSC Code

IOBA 0000180
Indian Overseas Bank Logo Indian Overseas Bank
PANAGUDI — TIRUNELVALI, TAMIL NADU
MICR: 627020057 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
PANAGUDI
IFSC Code
IOBA0000180
MICR Code
627020057
Address
23 POLICE LINE STREET PANAGUDI PIN 627109
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City
TIRUNELVALI
District
PANAGUDY
State
TAMIL NADU
Contact
+914637245122

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000180 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000180.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000180.

IFSC Code Structure

I
O
B
A
0
0
0
0
1
8
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000180 — Branch code (PANAGUDI)

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Frequently Asked Questions

Is IOBA0000180 valid for online transfer?
Yes, IOBA0000180 is a valid IFSC code for Indian Overseas Bank PANAGUDI branch in TIRUNELVALI, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000180 belong to?
IOBA0000180 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PANAGUDI is 627020057. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000180?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.