Indian Overseas Bank KATANIKALAN Branch IFSC Code

IOBA 0000188
Indian Overseas Bank Logo Indian Overseas Bank
KATANIKALAN — LUDHIANA, PUNJAB
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KATANIKALAN
IFSC Code
IOBA0000188
Address
CHANDIGARH ROAD, VIL PO, KATANIKALAN141113
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City
LUDHIANA
District
KATNI KALAN
State
PUNJAB
Contact
2834932

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000188 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000188.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000188.

IFSC Code Structure

I
O
B
A
0
0
0
0
1
8
8
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000188 — Branch code (KATANIKALAN)

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Frequently Asked Questions

Is IOBA0000188 valid for online transfer?
Yes, IOBA0000188 is a valid IFSC code for Indian Overseas Bank KATANIKALAN branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000188 belong to?
IOBA0000188 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0000188?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.