Indian Overseas Bank SURAMANGALAM Branch IFSC Code

IOBA 0000246
Indian Overseas Bank Logo Indian Overseas Bank
SURAMANGALAM — SALEM, TAMIL NADU
MICR: 636020007 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
SURAMANGALAM
IFSC Code
IOBA0000246
MICR Code
636020007
Address
4, SUBRAMANIA NGR II JUNCTION MAIN RD, SURAMANGALAM, SALEM
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City
SALEM
District
SALEM
State
TAMIL NADU
Contact
2448417

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000246 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000246.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000246.

IFSC Code Structure

I
O
B
A
0
0
0
0
2
4
6
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000246 — Branch code (SURAMANGALAM)

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Frequently Asked Questions

Is IOBA0000246 valid for online transfer?
Yes, IOBA0000246 is a valid IFSC code for Indian Overseas Bank SURAMANGALAM branch in SALEM, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000246 belong to?
IOBA0000246 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SURAMANGALAM is 636020007. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000246?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.