Indian Overseas Bank KOTTARAM Branch IFSC Code

IOBA 0000253
Indian Overseas Bank Logo Indian Overseas Bank
KOTTARAM — KANYAKUMARI, TAMIL NADU
MICR: 629020013 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KOTTARAM
IFSC Code
IOBA0000253
MICR Code
629020013
Address
357 BY 8,9, MISSION COMPOUND, KANYAKUMARI MAIN ROAD, KOTTARAM PIN 629703
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City
KANYAKUMARI
District
KOTTARAM
State
TAMIL NADU
Contact
270264

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000253 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000253.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000253.

IFSC Code Structure

I
O
B
A
0
0
0
0
2
5
3
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000253 — Branch code (KOTTARAM)

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Frequently Asked Questions

Is IOBA0000253 valid for online transfer?
Yes, IOBA0000253 is a valid IFSC code for Indian Overseas Bank KOTTARAM branch in KANYAKUMARI, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000253 belong to?
IOBA0000253 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KOTTARAM is 629020013. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000253?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.