Indian Overseas Bank POONTHOTTAM Branch IFSC Code

IOBA 0000272
Indian Overseas Bank Logo Indian Overseas Bank
POONTHOTTAM — THIRUVARUR, TAMIL NADU
MICR: 610020015 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
POONTHOTTAM
IFSC Code
IOBA0000272
MICR Code
610020015
Address
NEAR PALLIVASAL MAYILADUTHURAI MAIN ROAD, POONTHOTTAM609503
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City
THIRUVARUR
District
POONTHOTTAM
State
TAMIL NADU
Contact
238446

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000272 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000272.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000272.

IFSC Code Structure

I
O
B
A
0
0
0
0
2
7
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000272 — Branch code (POONTHOTTAM)

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Frequently Asked Questions

Is IOBA0000272 valid for online transfer?
Yes, IOBA0000272 is a valid IFSC code for Indian Overseas Bank POONTHOTTAM branch in THIRUVARUR, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000272 belong to?
IOBA0000272 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank POONTHOTTAM is 610020015. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000272?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.