Indian Overseas Bank NAGALAPURAM Branch IFSC Code
IOBA 0000282
Indian Overseas Bank NAGALAPURAM — CHIDAMBARANAR, TAMIL NADU
MICR: 627020067
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- NAGALAPURAM
- IFSC Code
- IOBA0000282
- MICR Code
- 627020067
- City
- CHIDAMBARANAR
- District
- NAGALAPURAM
- State
- TAMIL NADU
- Contact
- +914368242223
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000282 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000282.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000282.
IFSC Code Structure
I
O
B
A
0
0
0
0
2
8
2
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000282 — Branch code (NAGALAPURAM)
Frequently Asked Questions
Is IOBA0000282 valid for online transfer?
Yes, IOBA0000282 is a valid IFSC code for Indian Overseas Bank NAGALAPURAM branch in CHIDAMBARANAR, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000282 belong to?
IOBA0000282 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank NAGALAPURAM is 627020067. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000282?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.