Indian Overseas Bank LINGADAHALLI Branch IFSC Code

IOBA 0000312
Indian Overseas Bank Logo Indian Overseas Bank
LINGADAHALLI — CHIKMAGALUR, KARNATAKA
MICR: 577020521 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
LINGADAHALLI
IFSC Code
IOBA0000312
MICR Code
577020521
Address
NANJUNDE GOWDA MANSION MAIN ROAD,TARIKERE TALUK LINGADAHALLI PIN 577129
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City
CHIKMAGALUR
District
LINGADAHALLI
State
KARNATAKA
Contact
+918261254624

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000312 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000312.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000312.

IFSC Code Structure

I
O
B
A
0
0
0
0
3
1
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000312 — Branch code (LINGADAHALLI)

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Frequently Asked Questions

Is IOBA0000312 valid for online transfer?
Yes, IOBA0000312 is a valid IFSC code for Indian Overseas Bank LINGADAHALLI branch in CHIKMAGALUR, KARNATAKA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000312 belong to?
IOBA0000312 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank LINGADAHALLI is 577020521. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000312?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.