Indian Overseas Bank BARNALA Branch IFSC Code

IOBA 0000320
Indian Overseas Bank Logo Indian Overseas Bank
BARNALA — SANGRUR, PUNJAB
MICR: 148020402 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
BARNALA
IFSC Code
IOBA0000320
MICR Code
148020402
Address
GOKUL MARKET BARNALA PIN 148101
Open in Google Maps
City
SANGRUR
District
BARNALA
State
PUNJAB
Contact
+911679230263

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000320 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000320.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000320.

IFSC Code Structure

I
O
B
A
0
0
0
0
3
2
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000320 — Branch code (BARNALA)

Nearby Indian Overseas Bank Branches in SANGRUR

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MICR: 148020002 RTGS ✓ NEFT ✓ IMPS ✓

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MICR: 148020112 RTGS ✓ NEFT ✓ IMPS ✓

AIR FORCE STATION BARNALA

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AIRFORCE STATON GOBINDNA BARNALA BARNALA PIN 148101 DIST BARNALA

MICR: 148020403 RTGS ✓ NEFT ✓ IMPS ✓
View all Indian Overseas Bank branches in SANGRUR →

Frequently Asked Questions

Is IOBA0000320 valid for online transfer?
Yes, IOBA0000320 is a valid IFSC code for Indian Overseas Bank BARNALA branch in SANGRUR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000320 belong to?
IOBA0000320 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank BARNALA is 148020402. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000320?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.