Indian Overseas Bank MALLESWARAM Branch IFSC Code

IOBA 0000323
Indian Overseas Bank Logo Indian Overseas Bank
MALLESWARAM — BANGALORE URBAN, KARNATAKA
MICR: 560020012 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
MALLESWARAM
IFSC Code
IOBA0000323
MICR Code
560020012
Address
SITE 162, X MAIN ROAD, X V CROSS, OPP MES COLLEGE, MALLESWARAM WEST, BANGALORE - 560055
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City
BANGALORE URBAN
District
BANGALORE
State
KARNATAKA
Contact
22950326

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000323 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000323.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000323.

IFSC Code Structure

I
O
B
A
0
0
0
0
3
2
3
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000323 — Branch code (MALLESWARAM)

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Frequently Asked Questions

Is IOBA0000323 valid for online transfer?
Yes, IOBA0000323 is a valid IFSC code for Indian Overseas Bank MALLESWARAM branch in BANGALORE URBAN, KARNATAKA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000323 belong to?
IOBA0000323 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank MALLESWARAM is 560020012. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000323?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.