Indian Overseas Bank CHANDIKHOL Branch IFSC Code

IOBA 0000331
Indian Overseas Bank Logo Indian Overseas Bank
CHANDIKHOL — JAJPUR, ODISHA
MICR: 755020202 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
CHANDIKHOL
IFSC Code
IOBA0000331
MICR Code
755020202
Address
JENA MARKET COMPLEX, PO, SUNGUDA VIA DHANMANDAL PIN 754024
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City
JAJPUR
District
CHANDIKHOL
State
ODISHA
Contact
+916725220256

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000331 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000331.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000331.

IFSC Code Structure

I
O
B
A
0
0
0
0
3
3
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000331 — Branch code (CHANDIKHOL)

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Frequently Asked Questions

Is IOBA0000331 valid for online transfer?
Yes, IOBA0000331 is a valid IFSC code for Indian Overseas Bank CHANDIKHOL branch in JAJPUR, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000331 belong to?
IOBA0000331 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank CHANDIKHOL is 755020202. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000331?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.