Indian Overseas Bank SRIKAKULAM Branch IFSC Code

IOBA 0000361
Indian Overseas Bank Logo Indian Overseas Bank
SRIKAKULAM — KRISHNA, ANDHRA PRADESH
MICR: 532020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
SRIKAKULAM
IFSC Code
IOBA0000361
MICR Code
532020002
Address
SAI COMMUNICATION CENTRE, WOMENS COLLEGE ROAD, SRIKAKULAM PIN 532001
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City
KRISHNA
District
SRIKAKULAM
State
ANDHRA PRADESH
Contact
+918942221870

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000361 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000361.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000361.

IFSC Code Structure

I
O
B
A
0
0
0
0
3
6
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000361 — Branch code (SRIKAKULAM)

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Frequently Asked Questions

Is IOBA0000361 valid for online transfer?
Yes, IOBA0000361 is a valid IFSC code for Indian Overseas Bank SRIKAKULAM branch in KRISHNA, ANDHRA PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000361 belong to?
IOBA0000361 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SRIKAKULAM is 532020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000361?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.