Indian Overseas Bank VIZIANAGARAM Branch IFSC Code

IOBA 0000384
Indian Overseas Bank Logo Indian Overseas Bank
VIZIANAGARAM — VIZIANAGARAM, ANDHRA PRADESH
MICR: 535020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
VIZIANAGARAM
IFSC Code
IOBA0000384
MICR Code
535020002
Address
8 1 131 M G RD,VIZIANAGARAM
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City
VIZIANAGARAM
District
VIZIANAGARAM
State
ANDHRA PRADESH
Contact
+918922223166

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000384 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000384.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000384.

IFSC Code Structure

I
O
B
A
0
0
0
0
3
8
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000384 — Branch code (VIZIANAGARAM)

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Frequently Asked Questions

Is IOBA0000384 valid for online transfer?
Yes, IOBA0000384 is a valid IFSC code for Indian Overseas Bank VIZIANAGARAM branch in VIZIANAGARAM, ANDHRA PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000384 belong to?
IOBA0000384 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank VIZIANAGARAM is 535020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000384?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.