Indian Overseas Bank CHAVAKKAD Branch IFSC Code

IOBA 0000387
Indian Overseas Bank Logo Indian Overseas Bank
CHAVAKKAD — THRISSUR, KERALA
MICR: 680020102 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
CHAVAKKAD
IFSC Code
IOBA0000387
MICR Code
680020102
Address
BLOCK NO 65,BA BA BULDG,WARD NO 7,CHETTUVA BYE PASS,OPP CHA.B.STAND,CHAVAKKAD
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City
THRISSUR
District
CHAVAKKAD
State
KERALA
Contact
2507289

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000387 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000387.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000387.

IFSC Code Structure

I
O
B
A
0
0
0
0
3
8
7
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000387 — Branch code (CHAVAKKAD)

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Frequently Asked Questions

Is IOBA0000387 valid for online transfer?
Yes, IOBA0000387 is a valid IFSC code for Indian Overseas Bank CHAVAKKAD branch in THRISSUR, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000387 belong to?
IOBA0000387 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank CHAVAKKAD is 680020102. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000387?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.