Indian Overseas Bank GARODIA NAGAR Branch IFSC Code
IOBA 0000397
Indian Overseas Bank GARODIA NAGAR — GREATER BOMBAY, MAHARASHTRA
MICR: 400020011
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- GARODIA NAGAR
- IFSC Code
- IOBA0000397
- MICR Code
- 400020011
- Address
- PLOT NO 167, 90 FEET ROAD, GARODIA NAGAR, GHATKOPAR EAST, MUMBAI - 400077 Open in Google Maps
- City
- GREATER BOMBAY
- District
- MUMBAI
- State
- MAHARASHTRA
- Contact
- 25064903
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000397 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000397.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000397.
IFSC Code Structure
I
O
B
A
0
0
0
0
3
9
7
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000397 — Branch code (GARODIA NAGAR)
Nearby Indian Overseas Bank Branches in GREATER BOMBAY
MUMBAI FORT
IOBA0000014
2 BY 10 ELPHINSTONE BUILDING, VEERNARIMAN ROAD,HORNIMAN CIRCLE,FORT,MUMBAI - 400 023
MICR: 400020003 RTGS ✓ NEFT ✓ IMPS ✓
MAHIM
IOBA0000051
378, SADHANA, LADY JAMSHEDJI ROAD, MAHIM, MUMBAI - 400016
MICR: 400020010 RTGS ✓ NEFT ✓ IMPS ✓
MANDVI
IOBA0000052
111 BY 115, GULABI HOUSE, KAZI SYED STREET, MANDVI, MUMBAI - 400003
MICR: 400020007 RTGS ✓ NEFT ✓ IMPS ✓
MATUNGA
IOBA0000056
590, KAPOL NIWAS, DR AMBEDKAR ROAD, MATUNGA, MUMBAI - 400019
MICR: 400020012 RTGS ✓ NEFT ✓ IMPS ✓
BANDRA WEST
IOBA0000128
273, TPSIII, RADHASWAMI APARTMENTS, 36TH ROAD, BANDRA WEST, MUMBAI - 400050
MICR: 400020006 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000397 valid for online transfer?
Yes, IOBA0000397 is a valid IFSC code for Indian Overseas Bank GARODIA NAGAR branch in GREATER BOMBAY, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000397 belong to?
IOBA0000397 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank GARODIA NAGAR is 400020011. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000397?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.