Indian Overseas Bank KARIMNAGAR Branch IFSC Code

IOBA 0000405
Indian Overseas Bank Logo Indian Overseas Bank
KARIMNAGAR — KARIMNAGAR, ANDHRA PRADESH
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KARIMNAGAR
IFSC Code
IOBA0000405
Address
7 4 422 BY 1, MAIN ROAD, MUKARAMPURA, KARIM NAGAR, PIN 505002
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City
KARIMNAGAR
District
KARIMNAGAR
State
ANDHRA PRADESH
Contact
+918782243601

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000405 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000405.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000405.

IFSC Code Structure

I
O
B
A
0
0
0
0
4
0
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000405 — Branch code (KARIMNAGAR)

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Frequently Asked Questions

Is IOBA0000405 valid for online transfer?
Yes, IOBA0000405 is a valid IFSC code for Indian Overseas Bank KARIMNAGAR branch in KARIMNAGAR, ANDHRA PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000405 belong to?
IOBA0000405 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0000405?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.